Commercial insurance covers companies for a wide range of circumstances. Potential risks include loss of assets, business, goodwill, and employee life or health.

The Michael Ehrenfeld Company is distinguished for special expertise in the following industries. Click on a link for details about insurance protection in these industries.

Automotive Fleets
Chemical/Petroleum
Hospitality
Importers and Exporters
Marine
Marine Cargo Policies
Real Estate


The Ehrenfeld Company conducts thorough initial and ongoing reviews of client risks, and our Associates help their clients find the lowest cost for the appropriate coverage that fits with the client’s risk management objectives. Some of the issues that would be considered are:

Liability

  • Commercial General Liability
  • Tenants' Legal Liability
  • Medical Payments
  • Contractual Liability
  • Automobile and Garage Liability
  • Non-owned Vehicle Liability and Physical Damage
  • Advertising Liability
  • Elevator/Escalator Collision
  • Hired Automobile Liability and Physical Damage
  • Personal Injury
  • Environmental Impairment: Clean up and Legal Liability
  • Incidental Medical Malpractice

Building and Property Damage

  • Building Ordinance or Law Coverage
  • Master Key Replacement
  • Agreed Value
  • Valuable Papers and Records
  • Computers, Software and Data
  • Equipment and Tools
  • Inventory
  • Peak Season Stock Increases
  • Fire Equipment Recharge
  • Systems Breakdown
  • Consequential Loss, Loss of Rents
  • Off-premises Services

Crime, Employee Dishonesty, Miscellaneous Bonds

  • Destruction, disappearance or unlawful removal of money and securities from within the premises or during conveyance
  • Inventory Shrinkage
  • Burglary
  • ERISA Bonds

Business Interruption

  • Loss of Income
  • Extra expenses to continue normal operation
  • Accountant’s Fees
  • Contractual Obligations

Employment Practices Liability

  • Wrongful termination
  • ADA violations
  • Harassment


Professional Liability and Miscellaneous

  • Directors & Officers Liability
  • Intellectual Property Liability and Copyright Infringement
  • Cyber Liability (software development, web site, etc.)
  • Architect’s Errors & Omissions
  • Accountant’s Errors & Omissions
  • Attorney’s Errors & Omissions
  • Miscellaneous Errors & Omissions Liability
  • Mortgage Bankers/Brokers Errors & Omissions
  • Mortgage Bankers Bonds